437 Wheeler St N
Saint Paul, MN · Union Park (Merriam Park, Snelling-Hamline, Lexington-Hamline) · Find the listing ↗
- Asking price
- $375,000 4 units · $94K per unit
- Monthly cash flow
- −$254 at 20% down, 7%
- Estimated rent
- $4,275/mo medium confidence
- Break-even price
- $327,271 where cash flow hits $0
Adjust these numbers in the calculator See the full breakdown
The numbers
Showing your own numbers. Rankings and other pages use 20% down and 7.00%.
Default: 20% down (no PMI), offer at asking, self-managed, 7.00% for 30 years, buyer pays closing costs (3%).
Estimated rent per unit Estimate
- 2 bed / 1 bath (est.)$1,100 $850–$1,375
- 2 bed / 1 bath (est.)$1,100 $850–$1,375
- 2 bed / 1 bath (est.)$1,100 $850–$1,375
- 1 bed / 1 bath (est.)$975 $800–$1,175
RentCast long-term rent estimate per unit, with our adjustments listed below. Confidence: medium. As of 2026-10-02. See the comparable rentals ↓
Rent rules: Capped at 3%/yr for sitting tenants.
- Price
- $375,000
- Monthly cash flow
- −$714
- Cash to close
- $48,750
- Cap rate
- 5.6%
- Cash-on-cash
- −17.6%
- DSCR
- 0.71×
- GRM
- 7.3
- Price per unit
- $93,750
- Price that breaks even
- $265,926
- Rent that breaks even
- $5,203/mo
- Cash flow turns positive
- year 12
- Year 30: property vs stocks
- $1.08M vs $640K
- Price
- $375,000
- Monthly cash flow
- −$1,076
- Cash to close
- $48,750
- Cap rate
- 4.4%
- Cash-on-cash
- −26.5%
- DSCR
- 0.56×
- GRM
- 7.3
- Price per unit
- $93,750
- Price that breaks even
- $210,712
- Rent that breaks even
- $5,845/mo
- Cash flow turns positive
- year 22
- Year 30: property vs stocks
- $885K vs $1.01M
- Price
- $365,000
- Monthly cash flow
- −$649
- Cash to close
- $47,450
- Cap rate
- 5.7%
- Cash-on-cash
- −16.4%
- DSCR
- 0.73×
- GRM
- 7.1
- Price per unit
- $91,250
- Price that breaks even
- $265,926
- Rent that breaks even
- $5,118/mo
- Cash flow turns positive
- year 11
- Year 30: property vs stocks
- $1.09M vs $590K
- Price
- $365,000
- Monthly cash flow
- −$1,011
- Cash to close
- $47,450
- Cap rate
- 4.5%
- Cash-on-cash
- −25.6%
- DSCR
- 0.58×
- GRM
- 7.1
- Price per unit
- $91,250
- Price that breaks even
- $210,712
- Rent that breaks even
- $5,749/mo
- Cash flow turns positive
- year 21
- Year 30: property vs stocks
- $871K vs $937K
- Price
- $375,000
- Monthly cash flow
- −$254
- Cash to close
- $86,250
- Cap rate
- 5.6%
- Cash-on-cash
- −3.5%
- DSCR
- 0.87×
- GRM
- 7.3
- Price per unit
- $93,750
- Price that breaks even
- $327,271
- Rent that breaks even
- $4,605/mo
- Cash flow turns positive
- year 7
- Year 30: property vs stocks
- $1.22M vs $721K
- Price
- $375,000
- Monthly cash flow
- −$616
- Cash to close
- $86,250
- Cap rate
- 4.4%
- Cash-on-cash
- −8.6%
- DSCR
- 0.69×
- GRM
- 7.3
- Price per unit
- $93,750
- Price that breaks even
- $259,320
- Rent that breaks even
- $5,173/mo
- Cash flow turns positive
- year 17
- Year 30: property vs stocks
- $935K vs $994K
- Price
- $365,000
- Monthly cash flow
- −$201
- Cash to close
- $83,950
- Cap rate
- 5.7%
- Cash-on-cash
- −2.9%
- DSCR
- 0.90×
- GRM
- 7.1
- Price per unit
- $91,250
- Price that breaks even
- $327,271
- Rent that breaks even
- $4,536/mo
- Cash flow turns positive
- year 6
- Year 30: property vs stocks
- $1.24M vs $682K
- Price
- $365,000
- Monthly cash flow
- −$562
- Cash to close
- $83,950
- Cap rate
- 4.5%
- Cash-on-cash
- −8.0%
- DSCR
- 0.71×
- GRM
- 7.1
- Price per unit
- $91,250
- Price that breaks even
- $259,320
- Rent that breaks even
- $5,096/mo
- Cash flow turns positive
- year 16
- Year 30: property vs stocks
- $927K vs $931K
- Price
- $375,000
- Monthly cash flow
- −$129
- Cash to close
- $105,000
- Cap rate
- 5.6%
- Cash-on-cash
- −1.5%
- DSCR
- 0.93×
- GRM
- 7.3
- Price per unit
- $93,750
- Price that breaks even
- $349,089
- Rent that breaks even
- $4,443/mo
- Cash flow turns positive
- year 4
- Year 30: property vs stocks
- $1.32M vs $820K
- Price
- $375,000
- Monthly cash flow
- −$491
- Cash to close
- $105,000
- Cap rate
- 4.4%
- Cash-on-cash
- −5.6%
- DSCR
- 0.74×
- GRM
- 7.3
- Price per unit
- $93,750
- Price that breaks even
- $276,608
- Rent that breaks even
- $4,991/mo
- Cash flow turns positive
- year 14
- Year 30: property vs stocks
- $973K vs $1.03M
- Price
- $365,000
- Monthly cash flow
- −$79
- Cash to close
- $102,200
- Cap rate
- 5.7%
- Cash-on-cash
- −0.9%
- DSCR
- 0.96×
- GRM
- 7.1
- Price per unit
- $91,250
- Price that breaks even
- $349,089
- Rent that breaks even
- $4,378/mo
- Cash flow turns positive
- year 3
- Year 30: property vs stocks
- $1.34M vs $788K
- Price
- $365,000
- Monthly cash flow
- −$441
- Cash to close
- $102,200
- Cap rate
- 4.5%
- Cash-on-cash
- −5.2%
- DSCR
- 0.76×
- GRM
- 7.1
- Price per unit
- $91,250
- Price that breaks even
- $276,608
- Rent that breaks even
- $4,919/mo
- Cash flow turns positive
- year 13
- Year 30: property vs stocks
- $970K vs $975K
Monthly breakdown
| Rent | $4,275 |
| Vacancy (6%) | −$257 |
| Collected | $4,018 |
| Property tax Public record | −$738 |
| Insurance Estimate | −$412 |
| Water, sewer, trash Estimate | −$340 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$342 |
| Capital reserve (9% of rent) | −$385 |
| Net operating income | $1,742 |
| Mortgage (principal + interest) | −$2,245 |
| PMI | −$211 |
| Cash flow | −$714 |
| Principal paid down (equity, not cash) | $286 |
| Rent | $4,275 |
| Vacancy (6%) | −$257 |
| Collected | $4,018 |
| Property tax Public record | −$738 |
| Insurance Estimate | −$412 |
| Water, sewer, trash Estimate | −$340 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$342 |
| Capital reserve (9% of rent) | −$385 |
| Property management | −$362 |
| Net operating income | $1,380 |
| Mortgage (principal + interest) | −$2,245 |
| PMI | −$211 |
| Cash flow | −$1,076 |
| Principal paid down (equity, not cash) | $286 |
| Rent | $4,275 |
| Vacancy (6%) | −$257 |
| Collected | $4,018 |
| Property tax Public record | −$738 |
| Insurance Estimate | −$412 |
| Water, sewer, trash Estimate | −$340 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$342 |
| Capital reserve (9% of rent) | −$385 |
| Net operating income | $1,742 |
| Mortgage (principal + interest) | −$2,186 |
| PMI | −$205 |
| Cash flow | −$649 |
| Principal paid down (equity, not cash) | $278 |
| Rent | $4,275 |
| Vacancy (6%) | −$257 |
| Collected | $4,018 |
| Property tax Public record | −$738 |
| Insurance Estimate | −$412 |
| Water, sewer, trash Estimate | −$340 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$342 |
| Capital reserve (9% of rent) | −$385 |
| Property management | −$362 |
| Net operating income | $1,380 |
| Mortgage (principal + interest) | −$2,186 |
| PMI | −$205 |
| Cash flow | −$1,011 |
| Principal paid down (equity, not cash) | $278 |
| Rent | $4,275 |
| Vacancy (6%) | −$257 |
| Collected | $4,018 |
| Property tax Public record | −$738 |
| Insurance Estimate | −$412 |
| Water, sewer, trash Estimate | −$340 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$342 |
| Capital reserve (9% of rent) | −$385 |
| Net operating income | $1,742 |
| Mortgage (principal + interest) | −$1,996 |
| Cash flow | −$254 |
| Principal paid down (equity, not cash) | $254 |
| Rent | $4,275 |
| Vacancy (6%) | −$257 |
| Collected | $4,018 |
| Property tax Public record | −$738 |
| Insurance Estimate | −$412 |
| Water, sewer, trash Estimate | −$340 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$342 |
| Capital reserve (9% of rent) | −$385 |
| Property management | −$362 |
| Net operating income | $1,380 |
| Mortgage (principal + interest) | −$1,996 |
| Cash flow | −$616 |
| Principal paid down (equity, not cash) | $254 |
| Rent | $4,275 |
| Vacancy (6%) | −$257 |
| Collected | $4,018 |
| Property tax Public record | −$738 |
| Insurance Estimate | −$412 |
| Water, sewer, trash Estimate | −$340 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$342 |
| Capital reserve (9% of rent) | −$385 |
| Net operating income | $1,742 |
| Mortgage (principal + interest) | −$1,943 |
| Cash flow | −$201 |
| Principal paid down (equity, not cash) | $247 |
| Rent | $4,275 |
| Vacancy (6%) | −$257 |
| Collected | $4,018 |
| Property tax Public record | −$738 |
| Insurance Estimate | −$412 |
| Water, sewer, trash Estimate | −$340 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$342 |
| Capital reserve (9% of rent) | −$385 |
| Property management | −$362 |
| Net operating income | $1,380 |
| Mortgage (principal + interest) | −$1,943 |
| Cash flow | −$562 |
| Principal paid down (equity, not cash) | $247 |
| Rent | $4,275 |
| Vacancy (6%) | −$257 |
| Collected | $4,018 |
| Property tax Public record | −$738 |
| Insurance Estimate | −$412 |
| Water, sewer, trash Estimate | −$340 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$342 |
| Capital reserve (9% of rent) | −$385 |
| Net operating income | $1,742 |
| Mortgage (principal + interest) | −$1,871 |
| Cash flow | −$129 |
| Principal paid down (equity, not cash) | $238 |
| Rent | $4,275 |
| Vacancy (6%) | −$257 |
| Collected | $4,018 |
| Property tax Public record | −$738 |
| Insurance Estimate | −$412 |
| Water, sewer, trash Estimate | −$340 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$342 |
| Capital reserve (9% of rent) | −$385 |
| Property management | −$362 |
| Net operating income | $1,380 |
| Mortgage (principal + interest) | −$1,871 |
| Cash flow | −$491 |
| Principal paid down (equity, not cash) | $238 |
| Rent | $4,275 |
| Vacancy (6%) | −$257 |
| Collected | $4,018 |
| Property tax Public record | −$738 |
| Insurance Estimate | −$412 |
| Water, sewer, trash Estimate | −$340 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$342 |
| Capital reserve (9% of rent) | −$385 |
| Net operating income | $1,742 |
| Mortgage (principal + interest) | −$1,821 |
| Cash flow | −$79 |
| Principal paid down (equity, not cash) | $232 |
| Rent | $4,275 |
| Vacancy (6%) | −$257 |
| Collected | $4,018 |
| Property tax Public record | −$738 |
| Insurance Estimate | −$412 |
| Water, sewer, trash Estimate | −$340 |
| Lawn care ($120 × 6 mo ÷ 12) | −$60 |
| Repairs (8% of rent) | −$342 |
| Capital reserve (9% of rent) | −$385 |
| Property management | −$362 |
| Net operating income | $1,380 |
| Mortgage (principal + interest) | −$1,821 |
| Cash flow | −$441 |
| Principal paid down (equity, not cash) | $232 |
Cash flow each year
Rents +3%/yr (St. Paul's cap for sitting tenants), costs +3.5%/yr. Red bars are months you'd cover out of pocket.
30 years: this property vs. the same money in stocks
Year 30 (loan paid off): property $1.08M, stocks $640K. The property wins.
Year 30 (loan paid off): property $885K, stocks $1.01M. Stocks win.
Year 30 (loan paid off): property $1.09M, stocks $590K. The property wins.
Year 30 (loan paid off): property $871K, stocks $937K. Stocks win.
Year 30 (loan paid off): property $1.22M, stocks $721K. The property wins.
Year 30 (loan paid off): property $935K, stocks $994K. Stocks win.
Year 30 (loan paid off): property $1.24M, stocks $682K. The property wins.
Year 30 (loan paid off): property $927K, stocks $931K. Stocks win.
Year 30 (loan paid off): property $1.32M, stocks $820K. The property wins.
Year 30 (loan paid off): property $973K, stocks $1.03M. Stocks win.
Year 30 (loan paid off): property $1.34M, stocks $788K. The property wins.
Year 30 (loan paid off): property $970K, stocks $975K. Stocks win.
How those totals add up
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $910,223 |
| Minus 6% selling cost | −$54,613 |
| Minus loan still owedTenants' rent paid down all $337,500 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$145,722 of profit by year 30, before investment growth | $225,281 |
| What you'd walk away with | $1,080,891 |
| If you put the same money in stocks | |
| Cash to close ($48,750) invested at 7% | $371,097 |
| Monthly shortfalls ($45,018 total by yr 30) investedThe money you'd have put into the building while it lost money | $269,015 |
| What you'd walk away with | $640,112 |
| Building minus stocks | $440,779 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $910,223 |
| Minus 6% selling cost | −$54,613 |
| Minus loan still owedTenants' rent paid down all $337,500 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$24,865 of profit by year 30, before investment growth | $29,532 |
| What you'd walk away with | $885,142 |
| If you put the same money in stocks | |
| Cash to close ($48,750) invested at 7% | $371,097 |
| Monthly shortfalls ($130,637 total by yr 30) investedThe money you'd have put into the building while it lost money | $635,834 |
| What you'd walk away with | $1,006,932 |
| Building minus stocks | −$121,790 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $885,951 |
| Minus 6% selling cost | −$53,157 |
| Minus loan still owedTenants' rent paid down all $328,500 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$159,999 of profit by year 30, before investment growth | $254,399 |
| What you'd walk away with | $1,087,193 |
| If you put the same money in stocks | |
| Cash to close ($47,450) invested at 7% | $361,202 |
| Monthly shortfalls ($37,469 total by yr 30) investedThe money you'd have put into the building while it lost money | $228,519 |
| What you'd walk away with | $589,721 |
| Building minus stocks | $497,472 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $885,951 |
| Minus 6% selling cost | −$53,157 |
| Minus loan still owedTenants' rent paid down all $328,500 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$31,603 of profit by year 30, before investment growth | $38,637 |
| What you'd walk away with | $871,431 |
| If you put the same money in stocks | |
| Cash to close ($47,450) invested at 7% | $361,202 |
| Monthly shortfalls ($115,550 total by yr 30) investedThe money you'd have put into the building while it lost money | $575,327 |
| What you'd walk away with | $936,528 |
| Building minus stocks | −$65,097 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $910,223 |
| Minus 6% selling cost | −$54,613 |
| Minus loan still owedTenants' rent paid down all $300,000 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$210,665 of profit by year 30, before investment growth | $368,924 |
| What you'd walk away with | $1,224,534 |
| If you put the same money in stocks | |
| Cash to close ($86,250) invested at 7% | $656,557 |
| Monthly shortfalls ($10,020 total by yr 30) investedThe money you'd have put into the building while it lost money | $64,589 |
| What you'd walk away with | $721,146 |
| Building minus stocks | $503,388 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $910,223 |
| Minus 6% selling cost | −$54,613 |
| Minus loan still owedTenants' rent paid down all $300,000 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$58,676 of profit by year 30, before investment growth | $79,082 |
| What you'd walk away with | $934,692 |
| If you put the same money in stocks | |
| Cash to close ($86,250) invested at 7% | $656,557 |
| Monthly shortfalls ($64,508 total by yr 30) investedThe money you'd have put into the building while it lost money | $337,316 |
| What you'd walk away with | $993,873 |
| Building minus stocks | −$59,181 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $885,951 |
| Minus 6% selling cost | −$53,157 |
| Minus loan still owedTenants' rent paid down all $292,000 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$226,385 of profit by year 30, before investment growth | $408,065 |
| What you'd walk away with | $1,240,859 |
| If you put the same money in stocks | |
| Cash to close ($83,950) invested at 7% | $639,049 |
| Monthly shortfalls ($6,579 total by yr 30) investedThe money you'd have put into the building while it lost money | $43,398 |
| What you'd walk away with | $682,447 |
| Building minus stocks | $558,412 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $885,951 |
| Minus 6% selling cost | −$53,157 |
| Minus loan still owedTenants' rent paid down all $292,000 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$67,927 of profit by year 30, before investment growth | $94,280 |
| What you'd walk away with | $927,074 |
| If you put the same money in stocks | |
| Cash to close ($83,950) invested at 7% | $639,049 |
| Monthly shortfalls ($54,597 total by yr 30) investedThe money you'd have put into the building while it lost money | $292,183 |
| What you'd walk away with | $931,231 |
| Building minus stocks | −$4,157 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $910,223 |
| Minus 6% selling cost | −$54,613 |
| Minus loan still owedTenants' rent paid down all $281,250 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$248,592 of profit by year 30, before investment growth | $466,463 |
| What you'd walk away with | $1,322,073 |
| If you put the same money in stocks | |
| Cash to close ($105,000) invested at 7% | $799,287 |
| Monthly shortfalls ($3,039 total by yr 30) investedThe money you'd have put into the building while it lost money | $20,726 |
| What you'd walk away with | $820,013 |
| Building minus stocks | $502,060 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $910,223 |
| Minus 6% selling cost | −$54,613 |
| Minus loan still owedTenants' rent paid down all $281,250 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$81,519 of profit by year 30, before investment growth | $117,849 |
| What you'd walk away with | $973,459 |
| If you put the same money in stocks | |
| Cash to close ($105,000) invested at 7% | $799,287 |
| Monthly shortfalls ($42,442 total by yr 30) investedThe money you'd have put into the building while it lost money | $234,681 |
| What you'd walk away with | $1,033,968 |
| Building minus stocks | −$60,509 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $885,951 |
| Minus 6% selling cost | −$53,157 |
| Minus loan still owedTenants' rent paid down all $273,750 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$264,888 of profit by year 30, before investment growth | $511,858 |
| What you'd walk away with | $1,344,652 |
| If you put the same money in stocks | |
| Cash to close ($102,200) invested at 7% | $777,972 |
| Monthly shortfalls ($1,371 total by yr 30) investedThe money you'd have put into the building while it lost money | $9,561 |
| What you'd walk away with | $787,533 |
| Building minus stocks | $557,119 |
| Year 30 | |
|---|---|
| If you buy this building | |
| Sale priceValue grows 3% a year from the price | $885,951 |
| Minus 6% selling cost | −$53,157 |
| Minus loan still owedTenants' rent paid down all $273,750 of principal by year 30 | $0 |
| Plus rental profits, invested at 7%$91,871 of profit by year 30, before investment growth | $136,860 |
| What you'd walk away with | $969,653 |
| If you put the same money in stocks | |
| Cash to close ($102,200) invested at 7% | $777,972 |
| Monthly shortfalls ($34,831 total by yr 30) investedThe money you'd have put into the building while it lost money | $197,131 |
| What you'd walk away with | $975,104 |
| Building minus stocks | −$5,451 |
Future dollars. At 3% inflation, divide year-30 figures by about 2.4 for today's buying power. Rental profits are assumed invested, not spent.
Comparable rentals
Nearby rentals RentCast matched to each unit type, as of 2026-10-02. The estimate above is RentCast's, weighted toward the closest matches.
2 bed / 1 bath estimate $1,100/mo · range $850–$1,375
| Address | Rent | Bd / Ba | Distance | Match |
|---|---|---|---|---|
| 418 Pierce St N, Saint Paul 55104 off market | $950 | 2 / 1 | 0.2 mi | 94% |
| 613 Snelling Ave N, Saint Paul 55104 | $1,600 | 2 / 1 | 0.5 mi | 93% |
| 1702 Hague Ave, Apt 3, Saint Paul 55104 off market | $1,249 | 2 / 1 | 0.6 mi | 93% |
| 1702 Hague Ave, Saint Paul 55104 off market | $1,249 | 2 / 1 | 0.6 mi | 93% |
| 619-625 Snelling Ave N, Saint Paul 55104 off market | $500 | 1 / 1 | 0.5 mi | 86% |
| 1905-07 Feronia Ave, Saint Paul 55104 | $1,000 | 1 / 1 | 0.2 mi | 84% |
| 1757 Thomas Ave W, Unit 9, Saint Paul 55104 off market | $975 | 1 / 1 | 0.3 mi | 84% |
| 1670 Marshall Ave, Saint Paul 55104 | $1,050 | 1 / 1 | 0.5 mi | 84% |
| 1705 Hague Ave, Saint Paul 55104 off market | $1,175 | 1 / 1 | 0.6 mi | 84% |
| 1702 Hague Ave, Apt 4, Saint Paul 55104 off market | $1,125 | 1 / 1 | 0.6 mi | 84% |
1 bed / 1 bath estimate $975/mo · range $800–$1,175
| Address | Rent | Bd / Ba | Distance | Match |
|---|---|---|---|---|
| 619-625 Snelling Ave N, Saint Paul 55104 off market | $500 | 1 / 1 | 0.5 mi | 95% |
| 1905-07 Feronia Ave, Saint Paul 55104 | $1,000 | 1 / 1 | 0.2 mi | 94% |
| 1757 Thomas Ave W, Unit 9, Saint Paul 55104 off market | $975 | 1 / 1 | 0.3 mi | 93% |
| 1670 Marshall Ave, Saint Paul 55104 | $1,050 | 1 / 1 | 0.5 mi | 93% |
| 1705 Hague Ave, Saint Paul 55104 off market | $1,175 | 1 / 1 | 0.6 mi | 93% |
| 1702 Hague Ave, Apt 4, Saint Paul 55104 off market | $1,125 | 1 / 1 | 0.6 mi | 93% |
| 293 Wilder St N, Saint Paul 55104 | $1,300 | 1 / 1 | 0.6 mi | 92% |
| 432 N Dewey St, Saint Paul 55104 off market | $925 | 0 / 1 | 0.2 mi | 84% |
| 1693 Sherburne Ave, Saint Paul 55104 | $950 | 0 / 1 | 0.2 mi | 84% |
| 418 Pierce St N, Saint Paul 55104 off market | $950 | 2 / 1 | 0.2 mi | 84% |
On the maps, this property and comparable rentals. Comparable rentals and rent estimate: RentCast. Rents are asking rents from listings; check them against the actual leases.
Red flags and opportunities
Watch for
- medium$1,513 in special assessments on the payable 2026 tax bill (often street, sewer or code-enforcement charges). Ask what they're for, whether they continue, and whether the seller pays them off at closing. Public record: Ramsey County parcel 332923420041: special assessments (payable 2026) = $1,513.32
Opportunities
- Long time on market: room to negotiate. Based on: Listing data: 114 days on market, 1 price cuts
Questions for the agent
- Can we see the current leases and a rent roll, with move-in dates?
- What did water/sewer/trash, heat and electric cost the owner over the last 12 months?
- How old are the roof, boiler or furnaces, water heaters and electrical panels?
- Is the building licensed as a rental for this many units, and when was the last city inspection?
- Any special assessments pending, and will the seller pay them off at closing?
Standard questions worth asking about any building.
What the records say
Where each number comes from
| Property tax / yr Public recordRamsey County record, payable 2026 (non-homestead) | $8,859 |
| Insurance / yr Estimateestimate. from units, square feet and age; get a quote | $4,940 |
| Water, sewer, trash / mo Estimateestimate. $85/unit/mo, owner-paid | $340 |
| Heat / mo Assumptionassumption. tenants pay heat; confirm with the agent | $0 |
| Lawn care / mo Assumptionassumption. $120/mo for 6 months, spread over 12; no snow removal | $60 |
| Repairs / capital reserve Rulerule. built 1900: +1 pt capital reserve | 8% / 9% |
County record Public record
| Recorded as | apartments 4-6 rental units |
| Living units | 4 |
| Year built | 1900 |
| Market value (2026) | $422,400 |
| Property tax, payable 2026 | $8,859 |
| Special assessments | $1,513 |
| Homestead | no |
| Last sale | 2019-06-26 · $361,000 |
Source: Ramsey County parcel records.
City rental certificate (CofO)
Residential 3+ Units: 4 unit(s), A, status pending, renews 2028-01-05.
Nearest highway
I 94, about 264 m away.
Crime in Union Park
1,613 incidents in the last 12 months (84 per 1,000 residents), −27% vs. the year before. St. Paul police incidents, excluding proactive visits and community events. Union Park's incident count includes the Midway retail corridor, which inflates the per-resident rate.
Status history
- Price cut at $375,000 (was $435,000) · from listing history
- New at $375,000