1415 44th Ave N

Minneapolis, MN · Webber - Camden · Find the listing ↗

Needs more info before these numbers mean much. The city's rental license covers 1 unit(s); this analysis counts 2.

Asking price: $265,000
Monthly cash flow: −$247
Estimated rent: $2,700/mo
Break-even price: $218,614

Adjust these numbers in the calculator See the full breakdown

The numbers

Default: 20% down (no PMI), offer at asking, self-managed, 7.00% for 30 years, buyer pays closing costs (3%).

Estimated rent per unit Estimate

2 bed / 1.5 bath (est.)$1,350 $1,150–$1,550
2 bed / 1.5 bath (est.)$1,350 $1,150–$1,550

Rough screening estimate from bedroom count only ($750 + $300 per bedroom, ±15%). Not comparable-rental data; a RentCast estimate replaces it for the top candidates. Confidence: low.

Rent rules: No rent cap.

Price: $265,000
Monthly cash flow: −$247
Cash to close: $60,950
Cap rate: 5.3%
Cash-on-cash: −4.9%
DSCR: 0.82×
GRM: 8.2
Price per unit: $132,500
Price that breaks even: $218,614
Rent that breaks even: $3,021/mo
Cash flow turns positive: year 9
Year 30: property vs stocks: $812K vs $544K

Monthly breakdown

Rent	$2,700
Vacancy (6%)	−$162
Collected	$2,538
Property tax Estimate	−$464
Insurance Estimate	−$222
Water, sewer, trash Estimate	−$170
Lawn care ($120 × 6 mo ÷ 12)	−$60
Repairs (8% of rent)	−$216
Capital reserve (9% of rent)	−$243
Net operating income	$1,164
Mortgage (principal + interest)	−$1,410
Cash flow	−$247
Principal paid down (equity, not cash)	$179

Cash flow each year

Rents +3%/yr, costs +3.5%/yr. Red bars are months you'd cover out of pocket.

30 years: this property vs. the same money in stocks

This propertyStocks at 7%

Year 30 (loan paid off): property $812K, stocks $544K. The property wins.

How those totals add up

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$643,225
Minus 6% selling cost	−$38,593
Minus loan still owedTenants' rent paid down all $238,500 of principal by year 30	$0
Plus rental profits, invested at 7%$83,497 of profit by year 30, before investment growth	$122,504
What you'd walk away with	$727,135
If you put the same money in stocks
Cash to close ($34,450) invested at 7%	$262,242
Monthly shortfalls ($42,062 total by yr 30) investedThe money you'd have put into the building while it lost money	$241,646
What you'd walk away with	$503,888
Building minus stocks	$223,247

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$643,225
Minus 6% selling cost	−$38,593
Minus loan still owedTenants' rent paid down all $238,500 of principal by year 30	$0
Plus rental profits, invested at 7%$14,100 of profit by year 30, before investment growth	$16,321
What you'd walk away with	$620,952
If you put the same money in stocks
Cash to close ($34,450) invested at 7%	$262,242
Monthly shortfalls ($103,071 total by yr 30) investedThe money you'd have put into the building while it lost money	$490,770
What you'd walk away with	$753,012
Building minus stocks	−$132,060

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$618,952
Minus 6% selling cost	−$37,137
Minus loan still owedTenants' rent paid down all $229,500 of principal by year 30	$0
Plus rental profits, invested at 7%$96,533 of profit by year 30, before investment growth	$147,295
What you'd walk away with	$729,110
If you put the same money in stocks
Cash to close ($33,150) invested at 7%	$252,346
Monthly shortfalls ($33,272 total by yr 30) investedThe money you'd have put into the building while it lost money	$196,824
What you'd walk away with	$449,170
Building minus stocks	$279,940

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$618,952
Minus 6% selling cost	−$37,137
Minus loan still owedTenants' rent paid down all $229,500 of principal by year 30	$0
Plus rental profits, invested at 7%$20,213 of profit by year 30, before investment growth	$24,321
What you'd walk away with	$606,136
If you put the same money in stocks
Cash to close ($33,150) invested at 7%	$252,346
Monthly shortfalls ($87,359 total by yr 30) investedThe money you'd have put into the building while it lost money	$429,157
What you'd walk away with	$681,503
Building minus stocks	−$75,367

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$643,225
Minus 6% selling cost	−$38,593
Minus loan still owedTenants' rent paid down all $212,000 of principal by year 30	$0
Plus rental profits, invested at 7%$125,052 of profit by year 30, before investment growth	$206,933
What you'd walk away with	$811,564
If you put the same money in stocks
Cash to close ($60,950) invested at 7%	$463,967
Monthly shortfalls ($12,992 total by yr 30) investedThe money you'd have put into the building while it lost money	$80,106
What you'd walk away with	$544,073
Building minus stocks	$267,491

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$643,225
Minus 6% selling cost	−$38,593
Minus loan still owedTenants' rent paid down all $212,000 of principal by year 30	$0
Plus rental profits, invested at 7%$35,547 of profit by year 30, before investment growth	$46,397
What you'd walk away with	$651,028
If you put the same money in stocks
Cash to close ($60,950) invested at 7%	$463,967
Monthly shortfalls ($53,894 total by yr 30) investedThe money you'd have put into the building while it lost money	$274,877
What you'd walk away with	$738,844
Building minus stocks	−$87,816

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$618,952
Minus 6% selling cost	−$37,137
Minus loan still owedTenants' rent paid down all $204,000 of principal by year 30	$0
Plus rental profits, invested at 7%$139,523 of profit by year 30, before investment growth	$240,093
What you'd walk away with	$821,908
If you put the same money in stocks
Cash to close ($58,650) invested at 7%	$446,459
Monthly shortfalls ($8,303 total by yr 30) investedThe money you'd have put into the building while it lost money	$52,935
What you'd walk away with	$499,394
Building minus stocks	$322,514

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$618,952
Minus 6% selling cost	−$37,137
Minus loan still owedTenants' rent paid down all $204,000 of principal by year 30	$0
Plus rental profits, invested at 7%$44,151 of profit by year 30, before investment growth	$59,985
What you'd walk away with	$641,800
If you put the same money in stocks
Cash to close ($58,650) invested at 7%	$446,459
Monthly shortfalls ($43,337 total by yr 30) investedThe money you'd have put into the building while it lost money	$228,134
What you'd walk away with	$674,593
Building minus stocks	−$32,793

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$643,225
Minus 6% selling cost	−$38,593
Minus loan still owedTenants' rent paid down all $198,750 of principal by year 30	$0
Plus rental profits, invested at 7%$149,588 of profit by year 30, before investment growth	$264,507
What you'd walk away with	$869,138
If you put the same money in stocks
Cash to close ($74,200) invested at 7%	$564,829
Monthly shortfalls ($5,794 total by yr 30) investedThe money you'd have put into the building while it lost money	$37,756
What you'd walk away with	$602,586
Building minus stocks	$266,552

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$643,225
Minus 6% selling cost	−$38,593
Minus loan still owedTenants' rent paid down all $198,750 of principal by year 30	$0
Plus rental profits, invested at 7%$50,345 of profit by year 30, before investment growth	$70,278
What you'd walk away with	$674,909
If you put the same money in stocks
Cash to close ($74,200) invested at 7%	$564,829
Monthly shortfalls ($36,956 total by yr 30) investedThe money you'd have put into the building while it lost money	$198,834
What you'd walk away with	$763,664
Building minus stocks	−$88,755

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$618,952
Minus 6% selling cost	−$37,137
Minus loan still owedTenants' rent paid down all $191,250 of principal by year 30	$0
Plus rental profits, invested at 7%$164,762 of profit by year 30, before investment growth	$303,489
What you'd walk away with	$885,303
If you put the same money in stocks
Cash to close ($71,400) invested at 7%	$543,515
Monthly shortfalls ($3,004 total by yr 30) investedThe money you'd have put into the building while it lost money	$20,178
What you'd walk away with	$563,693
Building minus stocks	$321,610

	Year 30
If you buy this building
Sale priceValue grows 3% a year from the price	$618,952
Minus 6% selling cost	−$37,137
Minus loan still owedTenants' rent paid down all $191,250 of principal by year 30	$0
Plus rental profits, invested at 7%$60,028 of profit by year 30, before investment growth	$87,292
What you'd walk away with	$669,107
If you put the same money in stocks
Cash to close ($71,400) invested at 7%	$543,515
Monthly shortfalls ($28,677 total by yr 30) investedThe money you'd have put into the building while it lost money	$159,288
What you'd walk away with	$702,803
Building minus stocks	−$33,696

Future dollars. At 3% inflation, divide year-30 figures by about 2.4 for today's buying power. Rental profits are assumed invested, not spent.

Red flags and opportunities

Watch for

highThe city's rental license covers 1 unit(s); this analysis counts 2. Public record: Minneapolis Active Rental Licenses: 1415 44TH AVE N, units=1
mediumRental license Tier 2: the city has flagged more violations than typical; expect more frequent inspections and repair orders. Public record: Minneapolis Active Rental Licenses: 1415 44TH AVE N, grade/tier=Tier 2, status=Active
medium$2,307 in special assessments on the current tax bill (often street, sewer or code-enforcement charges). Ask what they're for, whether they continue, and whether the seller pays them off at closing. Public record: Hennepin County parcel 0402924120085: special assessments (current) = $2,307.49

Opportunities

Long time on market: room to negotiate. Based on: Listing data: 143 days on market

Questions for the agent

Can we see the current leases and a rent roll, with move-in dates?
What did water/sewer/trash, heat and electric cost the owner over the last 12 months?
How old are the roof, boiler or furnaces, water heaters and electrical panels?
Is the building licensed as a rental for this many units, and when was the last city inspection?
Any special assessments pending, and will the seller pay them off at closing?

Standard questions worth asking about any building.

What the records say

Where each number comes from

Property tax / yr Estimateestimate. No tax record found; 2.1% of price.	$5,565
Insurance / yr Estimateestimate. from units, square feet and age; get a quote	$2,660
Water, sewer, trash / mo Estimateestimate. $85/unit/mo, owner-paid	$170
Heat / mo Assumptionassumption. tenants pay heat; confirm with the agent	$0
Lawn care / mo Assumptionassumption. $120/mo for 6 months, spread over 12; no snow removal	$60
Repairs / capital reserve Rulerule. built 1901: +1 pt capital reserve	8% / 9%

County record Public record

Recorded as	duplex
Living units	2
Year built	1901
Market value (2026)	$304,700
Property tax	$4,408
Special assessments	$2,307
Homestead	no
Last sale	2019-11-01 · $250,000

Source: Hennepin County parcel records.

City rental license

CHOWN: 1 unit(s), Tier 2, status active, renews 2027-03-01.

Nearest highway

I 94, about 842 m away.

Crime in Webber - Camden

231 incidents in the last 12 months (41 per 1,000 residents), +4% vs. the year before. Minneapolis police incidents, all reported offenses (definitions differ from St. Paul's, so don't compare across cities).

Status history

2026-05-12New at $265,000