Saint Cloud
Greater Minnesota city. Every 2–4 unit listing here, run through the same numbers at 20% down and 7%.
Neighborhood profile
- Listings we track
- 14
- Median price per unit
- $102K
- Typical cash flow
- −$134 median per month, 20% down
- Rent rules
- No cap Rents can reset to market at renewal
Crime, rental-license and Census neighborhood figures are only available for St. Paul and Minneapolis so far.
Map
Top picks
Ranked on real rent estimates (nearby comparable rentals or our own research). Listings with a serious red flag are under Proceed with caution instead, however good the numbers look.






Ways to slice it
Best cash flow now
Monthly cash flow at 20% down.
- 511 6th Ave S $304/mo
- 1340 5th Ave S $173/mo
- 1330 5th Ave S $171/mo
- 1324 1st St N $101/mo
- 707 6th Ave S $18/mo
+ 8 more in the full list below
Best long-term
Year-30 wealth vs. the same money in stocks.
- 511 6th Ave S 3.83× stocks
- 1340 5th Ave S 2.87× stocks
- 1330 5th Ave S 2.86× stocks
- 1324 1st St N 2.81× stocks
- 707 6th Ave S 2.48× stocks
+ 8 more in the full list below
Value-add
Under-rented, needs work, or room to negotiate.
- 1340 5th Ave S Long time on market: room to negotiate.
- 1330 5th Ave S Long time on market: room to negotiate.
- 1324 1st St N Long time on market: room to negotiate.
- 707 6th Ave S Long time on market: room to negotiate.
- 306 9th Ave S Long time on market: room to negotiate.
+ 4 more in the full list below
Proceed with caution
Decent numbers, serious flags.
Nothing here right now.
Needs more info
Left out of the rankings until a data problem is resolved.
- 1116 7th Ave S no rent estimate yet
All listings
14 listings. Filter by price or units, or switch the down payment.
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Cash flows
511 6th Ave S
$175,000 · 4 unitsCash flow $304/mo Cap 8.5% Break-even price $232K Yr 30 vs stocks 3.83× Positive in yr 1 -
Cash flows
1340 5th Ave S
$329,900 · 4 unitsCash flow $173/mo Cap 7.0% Break-even price $362K Yr 30 vs stocks 2.87× Positive in yr 1 -
Cash flows
1330 5th Ave S
$329,900 · 4 unitsCash flow $171/mo Cap 7.0% Break-even price $362K Yr 30 vs stocks 2.86× Positive in yr 1 -
Cash flows
1324 1st St N
$239,000 · 2 unitsCash flow $101/mo Cap 6.9% Break-even price $258K Yr 30 vs stocks 2.81× Positive in yr 1 -
Cash flows
707 6th Ave S
$204,900 · 2 unitsCash flow $18/mo Cap 6.5% Break-even price $208K Yr 30 vs stocks 2.48× Positive in yr 1 -
Close
420 6th Ave S
$299,900 · 3 unitsCash flow −$3/mo Cap 6.4% Break-even price $299K Yr 30 vs stocks 2.45× Positive in yr 2 -
Close
53 20th Ave S
$189,900 · 2 unitsCash flow −$134/mo Cap 5.5% Break-even price $165K Yr 30 vs stocks 1.74× Positive in yr 7 -
Close
306 9th Ave S
$222,500 · 2 unitsCash flow −$168/mo Cap 5.5% Break-even price $191K Yr 30 vs stocks 1.68× Positive in yr 7 -
Overpriced
226 3rd Ave NE
$176,750 · 2 unitsCash flow −$264/mo Cap 4.6% Break-even price $127K Yr 30 vs stocks 1.03× Positive in yr 15 -
Overpriced
1312 5th Ave S
$350,000 · 2 unitsCash flow −$521/mo Cap 4.6% Break-even price $252K Yr 30 vs stocks 1.11× Positive in yr 14 -
Far off
427 16th Ave N
$275,000 · 2 unitsCash flow −$660/mo Cap 3.5% Break-even price $151K Yr 30 vs stocks 0.66× Positive in yr 25 -
Far off
525/527 8th Ave N
$475,000 · 2 unitsCash flow −$1,314/mo Cap 3.1% Break-even price $228K Yr 30 vs stocks 0.57× Positive in yr 30 -
Far off
523 8th Ave N
$475,000 · 2 unitsCash flow −$1,761/mo Cap 1.9% Break-even price $144K Yr 30 vs stocks 0.42× Positive in 30+ yrs -
Needs more info
1116 7th Ave S
$359,900Needs more info: no rent estimate yet
Monthly cash flow
What's changing
Nothing curated for this city yet.